Offshore funds work on the same principle as onshore investment funds or mutual funds, pooling investors' money to provide the benefits of a well diversified and professionally managed portfolio of investments.
A fund qualifies as an offshore investment if it is incorporated in an offshore centre and intended for use by non-residents of that jurisdiction. Such funds generally pay little or nothing in the way of local taxes, although they may receive dividends or interest net of withholding tax depending on where and in which assets they invest.
There are thousands of offshore funds to choose from, over 25,000. Montpelier provide an opportunity for you to narrow the choices down, saving you time and money. If you have a specific interest in an offshore fund then please email us.
The choice of funds is usually wide ranging and includes funds managed by some of the world's leading offshore fund managers. Some of the offshore Investment fund management companies available through offshore insurance bonds include; Fidelity, Invesco, Jardine Fleming, Perpetual, Barings, Investec, Barclays, Morgan Stanley Quilter and many more.
Funds types include
- Equity funds
- Bond funds
- Deposit funds
- Multi manager funds
- Currency funds
- Property funds
- Hedge funds
- Specialist Funds
Diversification:
Insurance linked investment bonds offer expatriates masive opportunity for diversification.
Some Funds definitions
Offshore Guaranteed Funds ( 1 2 3 4 5 ) risk level
Offshore Guaranteed Funds can be held in an offshore bond. This type of fund guarantees you do not put your initial investment capital at risk. They achieve this through investment strategies that vary from fund to fund. Guaranteed funds have a minimum investment term of at least 5 years and while providing security do reduce the growth potential of long term exposure to financial markets. The guarantee will only apply if the fund is held until the selected maturity date.
Offshore Managed funds ( 1 2 3 4 5 ) risk level
This type of fund offers a broad choice of markets and sectors. Managed funds allow investors to invest in growth markets in all the major world economies. The funds invest in a balanced mix of fixed interest securities, international equities and currencies.
Offshore Multi Manager funds ( 1 2 3 4 5 ) risk level
This type of fund contains a basket of funds chosen from amount the world's top fund mangers. Multi Manager funds are made up of funds that offer a broad choice of markets and sectors allowing investors to invest in growth markets in all the major world economies. The funds invest in a balanced mix of fixed interest securities, international equities and currencies.
Offshore Specialist funds ( 1 2 3 4 5 ) risk level
This type of fund offers a broad choice of markets and sectors usually investing in a single sector or industry i.e. Tech, Healthcare, property, Teps. There is a higher level of risk associated with this type of fund
